Granny Flat Finance Options
Get the space you need,
without the upfront stress.
Flexible finance available now.
Flexible Finance to Help You Get Started Sooner
Adding a granny flat or minor dwelling to your property is a smart move — and now it’s easier than ever with flexible finance options designed for New Zealand homeowners.
At Smart Granny Flats, we’ve partnered with trusted finance providers to help make your dream space a reality, whether you're planning a sleepout, a home office, or extra room for family.
✅ Finance That Works for You
We understand that upfront costs can be a barrier, which is why we offer competitive finance options starting from as little as $323.93 per week (depending on design, to approved purchasers).
Our process is quick, easy, and obligation-free — no endless paperwork or confusing terms.
🏡 Who Can Apply?
Our finance partners work with a wide range of customers, including:
Homeowners looking to add value or space
Families needing an extra room, office, or granny flat
Investors and property owners wanting rental flexibility
Even if you’ve never financed a minor dwelling before, we’re here to guide you through the process.
💬 Enquire Now
Ready to explore finance options for your new granny flat?
Apply now and we’ll walk you through everything. Our finance provider, Becs McCallum, will be in touch.